Microloan Program Frequently Asked Questions

How long does the application process take?
The application process takes approximately two weeks from the time that a complete application package is received.

How long does the closing/funding process take?
The closing/funding process takes approximately two weeks from the date the loan committee approves the loan.

What is the interest rate?
The interest rate is fixed for the term of the loan and is based on a set percentage above prime.

Where can I get help with writing a business plan and preparing financial projections?
The Small Business Development Center provides free technical assistance for small business entrepreneurs in writing business plans and creating financial projections. Their contact number is 573-882-7096.

Enterprise Development Corporation would like to thank the following organizations for their support of small businesses and for their contributions that made this microloan program possible:

Regional Economic Development, Inc.
Columbia Community Development Corporation
Premiere Bank
City of Columbia
Boone National Savings & Loan
The Callaway Bank
Boonville IDA